{"id":5212,"date":"2024-11-14T13:57:03","date_gmt":"2024-11-14T13:57:03","guid":{"rendered":"https:\/\/simplylaw.waydevelopers.com\/england-wales\/wiki\/financial-services-providers-probate-thresholds\/"},"modified":"2024-11-15T15:36:48","modified_gmt":"2024-11-15T15:36:48","slug":"financial-services-providers-probate-thresholds","status":"publish","type":"guides","link":"https:\/\/simply.law\/england-wales\/guides\/financial-services-providers-probate-thresholds\/","title":{"rendered":"Financial services providers’ probate thresholds"},"content":{"rendered":"

Probate is not always required when sorting out the deceased’s bank accounts. Some financial institutions will allow executors or personal representatives to withdraw money up to a certain amount without having a grant of probate or letters of administration.\u00a0 As the threshold varies between different banks and financial institutions, we thought it would be helpful for those who are dealing with an estate to put this information in one place.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Institute <\/strong><\/td>\nProbate Threshold<\/strong><\/td>\n<\/tr>\n<\/thead>\n
Aberdeen Standard Investments<\/td>\n\u00a375000<\/td>\n<\/tr>\n
Aegon<\/td>\nProbate always required for ISAs and GIAs but not SIPPS<\/td>\n<\/tr>\n
AJ Bell<\/td>\nCase-by-case\u00a0basis<\/td>\n<\/tr>\n
Alliance Trust Savings<\/td>\n\u00a325000<\/td>\n<\/tr>\n
Aviva<\/td>\n\u00a350000<\/td>\n<\/tr>\n
Barclays<\/td>\n\u00a350000<\/td>\n<\/tr>\n
Best Invest<\/td>\nProbate always required<\/td>\n<\/tr>\n
Fidelity<\/td>\n\u00a325000<\/td>\n<\/tr>\n
First Direct Bank<\/td>\nCase-by-case\u00a0basis<\/td>\n<\/tr>\n
Hargreaves Lansdown<\/td>\n\u00a335000<\/td>\n<\/tr>\n
HSBC<\/td>\nCase-by-case\u00a0basis<\/td>\n<\/tr>\n
Interactive Investors<\/td>\n\u00a315000 (\u00a330000 in Scotland)<\/td>\n<\/tr>\n
Legal & General<\/td>\n\u00a325000<\/td>\n<\/tr>\n
Lloyds Group<\/td>\n\u00a350000<\/td>\n<\/tr>\n
M&S Bank<\/td>\nCase-by-case\u00a0basis<\/td>\n<\/tr>\n
Moneyfarm<\/td>\nProbate always required<\/td>\n<\/tr>\n
Nationwide<\/td>\n\u00a330000<\/td>\n<\/tr>\n
NS&I<\/td>\n\u00a35000<\/td>\n<\/tr>\n
Nutmeg<\/td>\n\u00a35000<\/td>\n<\/tr>\n
PensionBee<\/td>\nCase-by-case basis<\/td>\n<\/tr>\n
Post Office<\/td>\n\u00a330000<\/td>\n<\/tr>\n
Prudential<\/td>\n\u00a320000 (\u00a340000 for solicitors)<\/td>\n<\/tr>\n
Quilter (formally Old Mutual Wealth)<\/td>\n\u00a330000<\/td>\n<\/tr>\n
NatWest Group<\/td>\n\u00a325000<\/td>\n<\/tr>\n
Royal London<\/td>\n\u00a3100000<\/td>\n<\/tr>\n
Sainsbury’s Bank<\/td>\n\u00a320000<\/td>\n<\/tr>\n
Santander<\/td>\n\u00a350000<\/td>\n<\/tr>\n
Share Centre<\/td>\n\u00a315000<\/td>\n<\/tr>\n
Skipton Building Society<\/td>\n\u00a330000<\/td>\n<\/tr>\n
Tesco Bank<\/td>\n\u00a325000<\/td>\n<\/tr>\n
True Potential<\/td>\nProbate always required<\/td>\n<\/tr>\n
TSB Bank<\/td>\n\u00a325000<\/td>\n<\/tr>\n
Virgin Money<\/td>\n\u00a335000<\/td>\n<\/tr>\n
Wesleyan<\/td>\nCase-by-case basis<\/td>\n<\/tr>\n
Yorkshire Building Society<\/td>\n\u00a320000<\/td>\n<\/tr>\n
Zurich<\/td>\n\u00a375000 (\u00a3150000 for solicitors)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

If you have any questions about the probate process, would like further information, or would like to discuss your options, please contact Simply.Law today on our national helpline 0800 368 6338 or email us \u2013 ask@simply.law<\/p>\n","protected":false},"excerpt":{"rendered":"

Probate isn\u2019t always required for banks to release money to an executor. However, each financial institution has their own threshold.<\/p>\n","protected":false},"author":1,"featured_media":9082,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"_joinchat":[],"footnotes":""},"categories":[12371],"tags":[8699,12275],"guides-category":[],"class_list":{"0":"post-5212","1":"guides","2":"type-guides","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-probate-process-when-there-is-a-will","8":"tag-grant-of-probate","9":"tag-probate-threshold"},"acf":[],"yoast_head":"\nProbate Threshold: Understanding the Process and Requirements<\/title>\n<meta name=\"description\" content=\"Want to know the probate thresholds for various banks? 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